Travel Insurance – Comparison Tool (Platinum, Gold & Silver)

Travel insurance offers travelers coverage for unforeseen problems, from a canceled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their travel plans, they face two potentially major financial losses—money invested in nonrefundable pre-payments and medical expenses that, in many instances, may not be covered by health insurance.

This link will take you to a comparison tool for the most popular plans (Platinum, Gold, Silver)

Travel Insurance (Evacuation, Medical & More)

Travel Guard Basic Plus is for travelers who want the most comprehensive travel insurance coverage and assistance services, including Adventure Sports coverage. If you are looking for the total package that includes our highest level of medical expense coverage, plus the hospital of your choice, then this is the package for you! Travel Guard Plus is a factor-based-priced plan that covers carrier financial default, as well as trip cancellation due to job loss and other covered work reasons. If you purchase within 21 days of the initial trip deposit, this plan provides a waiver for pre-existing medical conditions. Optional coverages include Cancel for Any Reason and Flight Guard® coverage.

Travel Insurance (Evacuation & Basic Coverage)

Pack-N-Go travel Insurance offers travelers coverage for trip interruption once the trip has started at an affordable price. It does not cover trip cancellation issues arising before the trip begins. These can arise from unforeseen problems, from a canceled flight to a serious illness in transit or storms that require you to evacuate before your scheduled departure. If an illness, accident, or other covered unforeseen circumstance forces a traveler to interrupt their travel plans, they face possible financial losses resulting from unforeseen travel expenses and medical expenses that, in many instances, may not be covered by health insurance.

 

Travel Insurance

Dan also offers travel insurance for a single trip or on an annual basis.  These plans provide travelers coverage for unforeseen problems, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their travel plans, they face two potentially major financial losses—money invested in nonrefundable pre-payments and medical expenses that, in many instances, may not be covered by health insurance.

Equipment Insurance

We are often asked about insurance coverage for your camera equipment.  The best way to insure your underwater photo equipment is to get a Personal Effects Floater Policy from the same company that insures your house, condominium, or apartment.  These policies, also known as jewelry and art policies, provide a declared value of coverage for each listed item.  This is often the cheapest way to insure your photographic equipment.  For professional photographers, many associations have insurance coverage programs for their members.  Dan also has a broker who can write camera equipment insurance, but be prepared, it is not cheap.  You can read more about it here.

You can read more about insuring your camera in this article, which appeared in Popular Photography Magazine.